Corporate Benefit Systems, Inc.

Plan - Prepare - Preserve - Protect

Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

Corporate Benefit Systems, Inc., (CBS), is a premier provider of  Personal and Retirement Solutions  for  Individuals, Employers and Employees. We specialize in providing financial ideas for personal and retirement plan design and support, employee education, onsite enrollment services and retirement advice for retirement plans. We welcome the opportunity to become a part of your retirement plan and personal plan solutions.

CBS believes the key give you a second opinion on a financial solution or to a successful retirement program, is combining a competitive product with local plan support and consistent onsite employee education and retirement advice. Putting all of these pieces together gives you a  financial and retirement program that allows you and all of your employees, to achieve maximum benefit from participation in your plan.

CBS principals have over thirty years of experience servicing individuals, employees, and employers. Their expertise ranges from plan design and implementation to individual enrollment and retirement  advice. The CBS team is committed to provide employers with quality service and ongoing plan support, as needs evolve over time. We value not only the long-term relationships we have with our clients, but also the new ones we establish each day.
Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

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Newsletters

HOT TOPIC: Breaking Down the Proposed FY 2013 Budget

The 2013 budget released by the White House on February 13 contains proposed fiscal measures that could affect the business and investment climate, the income tax code, and government spending. Considering that Congress will debate and discuss the budget in detail, many of these measures are unlikely to become law as proposed, but they may indicate future developments.

Investing in the Future

Due to the fiscal struggles of state governments, in-state tuition and fees at public four-year colleges and universities rose dramatically for the 2011-12 school year. The cost of private institutions also continues to increase. This article presents information on the cost of a college education and how a 529 plan may be a helpful savings vehicle.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

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